RWJF releases report on employer-sponsored coverage in Massachusetts

Posted on October 18, 2012 | No Comments

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The Robert Wood Johnson Foundation published a report by grantee Mark A. Hall, J.D., entitled “Employers’ Use of Health Insurance Exchanges: Lessons from Massachusetts.” Hall, a professor of law and public health in the Division of Public Health Sciences at Wake Forest University Medical School, is completing a qualitative investigation of employers’ use of the Massachusetts Connector in order to inform states and the federal government about best strategies for the design and operation of the Affordable Care Act’s (ACA’s) small-group health insurance exchanges and market regulations.

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A Congressional Research Service (CRS) report released last week clarified confusion associated with how companies treat their part-time and seasonal workers, and how this treatment may make them eligible for employer penalties under the Affordable Care Act (ACA). The CRS report includes updated information on employer penalties, which was provided by IRS guidance released late last year. According to the ACA, employers with a minimum of 50 full-time equivalent employees must offer affordable and adequate health insurance to their employees, or run the risk of receiving significant penalties under the law. The confusion on the issue stems from the difference in calculating which businesses are subject to penalties, and the IRS guidance helps to clarify this issue by explaining the ACA's classification of a full-time employee and provisions related to seasonal workers.
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